Need Expert Advice? Call us now +353 21 2455 427
...an insider's guide to Alpine Property
FAQs for Switzerland

Buyers’ FAQs for Switzerland

What Types of Mortgages Available in Switzerland

The main types of mortgages in Switzerland are:

  • Fixed-rate mortgages

    This ensures that the interest rate remains the same throughout the duration of the mortgage and you repay a fixed amount every month. This means interest rates changes won’t affect you, which is good news if they rise, although you could miss out if they are lowered.

  • Variable-rate mortgages

    Interest rates continue to adjust with variable -rate mortgages so your payments can rise or fall accordingly.

  • SARON mortgages

    A Swiss Average Rate Overnight (SARON) mortgage is similar to a variable rate mortgage, although the difference is that rather than fluctuating throughout the duration of the mortgage, the interest rates change at the end of agreed rollover terms.

Need Expert advice? Contact us today!

Contact Alpine Property Finders for any information about property in Austria, property in Switzerland or property in France

Property Search

  • Any
  • Any
Property Search